Showing posts with label pre-existing conditions. Show all posts
Showing posts with label pre-existing conditions. Show all posts

Monday, March 28, 2011

amednews: More adults going without medical care because of costs :: March 28, 2011 ... American Medical News

More working-age Americans are going without health insurance and not seeking physician care for injuries or illness because they can't afford it, according to two new studies released in March.

A report by the New York-based Commonwealth Fund found that the portion of patients delaying medical treatment in the last year is trending upward. Findings from the group's biennial health insurance survey in 2010 show that an increasing percentage of working-age adults skipped office visits, medical tests and prescriptions because of costs.

Many survey respondents are going without health coverage after losing a job during the economic recession, said Sara Collins, an author of the Commonwealth Fund study.

via ama-assn.org

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Tuesday, February 22, 2011

Women and the Affordable Care Act - Health Care for You | HealthCare.gov

Health Care for You

group of happy womenWomen have unique health care needs, and often make health care decisions for their families. The law offers important benefits for women and their families. 

The Affordable Care Act ensures that:

Insurance Companies Can’t Deny Coverage to Women.  Before the Affordable Care Act became law, insurance companies selling individual policies could deny coverage to women due to pre-existing conditions, such as cancer and having been pregnant. Under the law, insurance companies are already banned from denying coverage to children because of a pre-existing condition.   In 2014, it will be illegal for insurance companies to discriminate against anyone with a pre-existing condition. 

Women Have a Choice of Doctor. Thanks to the Affordable Care Act, all Americans joining new insurance plans have the freedom to choose from any primary care provider, OB-GYN, or pediatrician in their health plan’s network, or emergency care outside of the plan’s network, without a referral.

Women Can Receive Preventive Care Without Copays. Thanks to the Affordable Care Act, all Americans joining a new health care plan can receive recommended preventive services, like mammograms, new baby care and well-child visits, with no out-of-pocket costs. See a list of preventive services for women. (Preventive services benefits apply if you’re in a new health plan that you joined after March 23, 2010.)

Women Pay Lower Health Care Costs. Before the law, women could be charged more for individual insurance policies simply because of their gender. A 22-year-old woman could be charged 150% the premium that a 22-year-old man paid. In 2014, insurers will not be able to charge women higher premiums than they charge men. The law takes strong action to control health care costs, including helping states crack down on excessive premium increases and making sure most of your premium dollars go for your health care.

next page >>

via healthcare.gov

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Wednesday, February 9, 2011

House GOP looks at tough health insurance realities - Marin Cogan - POLITICO.com

Ask any House Republican about repealing President Barack Obama’s health care law, and you’ll get the same fiery, self-assured talking points about tearing down what Speaker John Boehner has called a “monstrosity.”

But talk to some of the 16 freshman lawmakers who have declined their government health benefits, and you’ll hear a different side of the story — about tough out-of-pocket expenses, pre-existing conditions and support for health reforms that would help those who struggle with their coverage. As they venture into the free market for health insurance, these lawmakers — many of whom swept into office fueled by tea party anger over the health care law — are facing monthly premiums of $1,200 and fears of double-digit rate hikes.

The experience has caused some of them to think harder about the “replace” part of the “repeal and replace” mantra the GOP has adopted regarding the health care law.

“I have a niece who has pre-existing conditions, and I worry about her if she was ever to lose her job,” said Florida Rep. Richard Nugent, one of the freshman lawmakers who declined federal health insurance benefits.

Every single House Republican voted to repeal the health care law last month.

via politico.com

Click on the politico.com link to read the complete three page article.

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Sunday, October 3, 2010

Principal Financial to Stop Selling Health Insurance - NYTimes.com

Principal Financial to Stop Selling Health Insurance - NYTimes.com:"The Principal Financial Group announced on Thursday that it planned to stop selling health insurance, another sign of upheaval emerging among insurers as the new federal health law starts to take effect."
http://www.nytimes.com/2010/10/01/health/policy/01insure.html#

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